GAP Insurance,Alternative to Gap Insurance
• 3 years cover
• £25,000 maximum Claim Limit
• £100,000 maximum Vehicle purchase price
• Covers new and used cars
• A vehicle is stolen every minute
• A third of these are never recovered
• Car crime in the UK is a third of all crime
• Over half a million vehicles become a total loss each year
• Every day in the UK more than 200 vehicles are involved in serious accidents
• Cars seem to be depreciating at a far greater rate than ever before
• Motor Insurance valuations are less than the amount you paid for the car
• You pay the deprecation, not your motor insurer
FEATURES
• Turns your misfortune to an advantage
• You get back what you paid for your car
• Refunds depreciation BENEFITS
THE REASONS FOR RTI( the GAP insurance alternative).
• Highly competitive premiums
• Flexible claim limits
• Immediate cover
• Specialists in RTI products
• 20 years experience supplying hundreds of thousands of finance andinsurance products
WHY BUY FROM US
CALL 020 8543 6006 FOR AN INSTANT QUOTATION
YOU PAID £12,500. INSURER PAYS YOU £8,750. RTI REFUNDS DIFFERENCE OF £4,250
Why buy RTI Top-up?
• What would your position be if your car was stolen or written-off?
• Insurance Companies depreciate cars by up to 60% over a three year period, therefore if you have a loan have you considered how you will settle it?
• Even if your insurance payout covers your loan settlement, where does the deposit come from for your next car? – you don’t have a part exchange!
• If you are a cash buyer, have you considered how you will replace the difference between the amount you paid for your car and your insurance payout? Will it be possible for you to replace like for like without adding more of your savings? In an ideal world wouldn’t it be great if some one replaced your car with “like for like”? How would you feel if we offered to replace your two year-old car that has covered 20,000 miles with a nice new one?
• Two years newer
• Latest model
• New gadgets
• Lower mileage
• Higher specification
3 yearscover from 22p per day All insurers place their owndepreciated value on cars. After just 2 years it could be valued athalf the amount you paid!
What is RTI Top-up?
Better than “GAP” RTI Top-up can refund you what you have paid for your new car. Available to all customers (cash buyers or arranging finance)
A total loss need not be a total disaster. If your car is stolen or declared an insurance write-off “Return to Invoice Insurance” will refund to you the difference between what you paid for the car and your insurers depreciated valuation.
RTI Top-up. Better cover than GAP.
F.A.Q.
Better than GAP, RTI Tops-up your motor insurance if your car is stolen or written-off
What is Return to Invoice Insurance (RTI)?
If your car is stolen or written-off, this policy can pay the difference between the total loss amount you receive from your motor insurance and the price you originally paid for the car.
What is a “Total Loss”?
When an insured person has claimed under their comprehensive and/or fire and theft motor insurance policy and the claim has been settled, with the vehicle forfeited (e.g. wtitten-off or stolen "&" not recovered).
Is there a maximum amount RTI will pay?
Customers can select a claim limit to suit the cost of their vehicle. At time of going to press the maximim claim limit stands at £25,000.00
Can you give me an example of how RTI works?
If you paid £12,500 for your car and your motor insurance pay out is £6,500, RTI can pay the difference of £6,000 to top it up to the original £12,500. It’s that simple!
Can it be transferred if I sell the car?
Unfortunately not, the insurance only covers the person or company who paid for the insurance whilst the car is under their ownership.
What is the claims procedure?
Simply contact the claims office, supply any information which may be needed to establish the amount of any payment under this insurance and notify the police as soon as reasonably possible.
Then wait for the cheque!
How long will RTI cover last?
Cover is available for up to three years (depending on premium paid), or when you sell or transfer ownership of the vehicle, whichever is the sooner.
Who insures and re-insures the policy?
Yes, the underwriter is Hitachi the 26th largest corporation in the world.
Insured by Hitachi Capital Ranked 26th largest company in the world.
For a purchase or quote call us on 020 8543 6006
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